Scripts & Dialogues Infinite Banking

• Leverage this as a legacy preservation tool
• Leverage the policy as a money management system
• This is a dual-asset strategy
• High Cash Value Dividend paying whole life insurance
• Take financial control of your life without taking on high risk
• Currency is a medium of exchange in a storehold of wealth
• One man's debts are another man's assets
• Bank on Yourself Insurance Policies allow you to create cash value that builds equity inside an asset you can leverage while owning and controlling it and borrow your own money and pay yourself interest while earning interest on the money as if you had not borrowed it
• Borrow money and earn interest on it as if you did not borrow it
• What if you could re capture the money you pay out to banks and keep it in your own system
• Learn what the banks do and do it in your own life
• Leverage Dividend Paying Whole Life Insurance Policies built to turbo charge growth through a Mutual Insurance Company that you own.
• Leverage Dividend Paying Whole Life Insurance Policies built to optimize growth through a Mutual Insurance Company that you own.
• Leverage Dividend Paying Whole Life Insurance Policies built to optimize growth designed to be utilized to fund investments in further asset classes through a Mutual Insurance Company that you own.
• It is a wee bit complex because there is some actuarial math involved
• There is a tax efficiency that exists here unlike any other asset
• This is a very easy to leverage investment
• The idea is to keep paying in to it for as long as is possible
• The further you go in to this the bigger the rewards become
• At a certain point in time you will be able to leverage your Dividend to pay your premiums
• Be an honest banker and repay it back in to your system
• For pennies on the dollar you are buying a future asset that can be leveraged now
• Build a Rainy day fund equal to two years income
• Bitcoin is a bank in cyber space
• We do not work for banks we work with banks
• Mutual whole life insurance provides a death benefit together with a cash value component and dividends whilst living
• This is a hedge against inflation banks and the government
• Inflation Banking Concept, Bank on Yourself, Wealth Factory, Cash flow Banking, Elevation Banking are different terms leveraged to describe the same consideration which is to Become your Own Banker
• Banks Dividend Paying whole life insurance policies on their top tier employees and they receive the benefit when they pass on
• Dividend paying whole life insurance has been around longer than the stock market
• The asset is protected by a third party which in Canada is called Zerts
• What attributes do you look for in the perfect investment?

Attributes of the "Perfect Investment"
- Consistent rate of return                        - Inflation Proof
- Minimal Risk                                                - Control
- Predictability                                                - Transferable
- Liquidity                                                       - Easy to Manage
- Guaranteed                                                 - No fees or penalties
- Safe                                                             - Reputable
- Tax Free                                                       - Private
- No market volatility                                      - Creditor Protected

• Build a liquid emergency fund you can tap in to in case of unforeseen circumstances
• Have your money working for you first prior to you using it
• Create an additional stream of tax free retirement income that is not locked in or subject to losses due to market volatility
• Generate accessible on demand capital without borrowing from the bank
• Invest in love insurance
• Integrate this concept in to your life
• Build a warehouse of wealth
• In the world economy this day reinvention of self is of paramount importance
• Minimize the interest it costs you on bad debt by maximizing the profit of and on your own assets
• Build a successful life for yourself by helping others claim money for themselves
• If you could borrow your own money on your own terms whilst still earning interest on the money as if you had not touched a single penny would that be a good thing
• This secure asset allows you to borrow your money on your terms whilst your money still grows as if you had not touched a dime of it
• The main component of Bank on Yourself involves buying permanent dividend paying whole life insurance
• Learn leverage compounding volume velocity and tax favorableness
• Money sitting in the bank is Bankruptcy on a payment plan
• Financial planning is the process of assessing your current financial situation in consideration of your most important financial goals to determine the most efficient and effective way of allocating your resources toward achieving them
• Financial freedom for life is Building Wealth through secure predictable long term guaranteed savings growth
• Non-traditional financial savings strategies that grow your money safely with contractually guaranteed growth over the long term
• Leave more or your Wealth in the hands of those who matter most
• Co ordinated strategies involve investments savings tax reduction risk management retirement programs and estate preservation
• Financial planning is the process of assessing your current financial situation in consideration of your most important financial goals and values to determine the most efficient and effective way of allocating your resources toward achieving them
• Participating whole life insurance policies with a cash value can be optimally utilized to minimize the impact of taxation
• Inflation of one of time's worst enemies. The longer the time horizon the longer inflation can eat away at the true value of money
• Investing means putting money in a financial vehicle or asset that has a certain amount of risk and no actual guarantee of growth whilst savings is putting money in a vehicle that is safe protected from loss and has long term guaranteed savings growth without unnecessary risk
• Protection of your earning power assets Business and estate with life insurance that provides a death benefit is the single most important building block to the creation of a rock solid financial plan and preserving your legacy for future generations
• A paradox of wealth accumulation is that the more you acquire the more complicated your needs become
• If you are looking for financial security growth flexibility autonomy and tax reduction Dividend Paying High Cash Value Whole Life Insurance is a magnificent vehicle
• Your cash value and it's dividend gains are generally protected against creditors divorce and bankruptcy
• Your cash value still gains dividends and those annual gains are protected
• Your equity continues to grow through annual dividends that can buy more coverage whilst increasing your death benefit and cash value
• Your borrow your money but the cash value and dividends earned on same remains uninterrupted
• You borrow money without the need for qualification bankers or credit checks
• You can acquire a loan on the equity in the policy's cash value because it is an asset you own and you don't need to qualify
• Whole life insurance policies protect and grow an asset whilst minimizing taxes and reducing investment risk
• There have been 7 major market declines since 1973 and each market drop has seen an average decline of 35% that has lasted for 37 months
• A living benefit of life insurance is that of collateral borrowing
• Life insurance has assets in addition to protection of one's present or future family
• Leverage and gain the advantage with an underutilized strategy relating to Whole life policies
• The federal reserve is a private institution owned by Commercial banks
• Infinite Banking serves as a Legacy enhancement maximization and preservation tool
• Infinite Banking is a Brilliant tax planning tool
• Infinite Banking is a Brilliant concept in which to build up surplus capital
• Infinite Banking policies grow tax deferred and Death Benefits are passed on tax free
• Optimize tax consequences and provide liquidity for your family
• Taxation results improve dramatically with insurance
• Everything we buy is ultimately financed. We either pay interest to someone else OR we give up interest we otherwise would have earned by paying cash from our savings for something
• Since 1945 when Social Security began workers per retiree shrank from over 40 to approximately 3 today
• The primary difference between an Annuity and life insurance is when payment is made. Annuities pay a set amount of money monthly quarterly or annually to meet future financial needs while life insurance pays the value of the policy at the time of passing
• The entire death benefit is income tax free to and for the Beneficiaries
• When the cash value in the policy is sufficient premiums paid in to the policy can be taken as tax free withdrawals
• You do not pay taxes on gains in the policy. Taxes are deferred until you decide to surrender the policy the policy has lapsed or when certain distributions occur
• The main purpose of life insurance is to protect your loved ones Business or Estate upon your passing
• Leverage the DIME method to calculate how much insurance you hypothetically require
• DEBT (combined credit cards and other secured and or unsecured loans or other debts)
• INCOME (income replacement for 10 years)
• MORTGAGE (mortgage balances)
• EDUCATION (4 years of education per dependent @10k per year)
• Buy life insurance as soon as you can while you are healthy and insurable
• The best time to be life insurance is when you are insurable
• Life insurance is not about insuring your life. It helps to ensure your family's ability to carry on without being financially devastated
• We have a myriad of insurance products. We have house insurance car insurance phone insurance appliance insurance and we even buy travel insurance however when it comes to life insurance which is the most important insurance of all we remain complacent uninformed and skeptical  and the protection that our family deserves is neglected
• Life insurance is an important tool for Building and preserving wealth
• We will put you in a strong position to circumvent many of the complexities inherent to and in the Canadian tax system
• Life insurance is for the living
• Life insurance is also known as love assurance
• A valid life insurance death claim has never failed to have been paid
• The 2008 financial services crisis in the United States saw 364 banks fail and not 1 life insurance company failed
• Insurance as it grows does not attract any taxes
• Preserve and improve liquidity
• Leverage your policy to access cash
• Leverage your policy for immediate financing
• The collateral option is tax free
• Over insured is the right side of the fence to be on
• Protect today and plan for tomorrow
• If the government can print money out of thin air then why do they collect taxes when the printing of the money is what funds the government
• When you deposit money in the bank the bank treats it as a liability because it owes you that amount. To pay you interest on it the bank lends out a portion of your money to others at a higher interest rate
• When you deposit money in the bank the bank records it as a liability because it owes you that amount. The Bank keeps a fraction of the deposit as reserves and lends out the rest creating new loans. These loans create new deposits in the banking system effectively creating new money. Through this process banks create currency by lending more than they hold in reserves thereby multiplying the initial deposits